Sunday, March 6, 2011

Fabulously Broke...

One of the blogs I love so much is "fabulously broke in the city." This girl is witty, and comical, and tells it like it is.

As a blogger... a lot of the things we have to say about finances, coupons, and saving money are going to be about the same. We all get the same coupons, we all read the same emails about how to save money, and we have ALL heard of Dave Ramsey. :) I try to put a different spin on things but don't we all!

Fabulously Broke in the City is a tell it like it is blog. I'm just back in town and catching up on all the emails from the weekend. I recieve her blog in the form of an email when she posts. Today's post was kind of about the things we feel intitled to. We work hard, so we feel like we can go to starbucks every day. We cut back on some things so we can splurge on a new pair of boots. She says "Treats are not part of a regular life and routine". How profound is that? I tend to get down on myself and think "ya know what... I deserve this!" And sometimes we MAY... but most of the time I justify spending money on things b/c I DO work hard, and I DO make a decent living, and I DO cut back so much that sometimes its easy to feel that entitlement. I have had to change the way I think.

yes, I do work hard so what I "DESERVE" is to have my bills paid for, a nice savings account, and goals for my financial future. I'm almost 27 and the time is NOW! I am way past time to think "i'll get to that retirement later". Later is now here and my future means more to be than the here and now. It IS time we change the way we think about things.

Debt is not a way of life, and we don't need to justify every little purchase with "im entitled".

I'm not saying that you don't deserve to buy yourself clothes when you need them, or a cute necklace just because. Heck-we only get one earthly life and we want to have fun and enjoy it. I don't want to talk finances to death EVERY single day, but I won't have to if I can just get my priorities in line and keep them there.

So the next time you feel like blowing $8 bucks here, and $22 bucks there... think about it. Is this REALLY something you need or is this something you can put back, smile, and know you made the right choice.

What are your goals for your financial future?


FB @ said...

WOW! Thank you so much for writing about my post and linking to me. I'm glad it "hit home".

You're a lot smarter than I am, because it sure didn't "hit home" until many years later when I realized that constant 'treating' got boring and old. It made it not fun any longer, or a "Treat" which caused me to want to upgrade :)

Jere and Cara said...

Oh girl I doubt i'm smarter by any means but life just taught me early to not think of myself as deserving every little thing. Thanks for reading. I'd love to have you do a "Guest post" if you are interested.

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