Wednesday, March 7, 2012

Making it a habit

It doesn't take that long to make something a habit. AND, it only takes 21 days to break a habit. The question is... what do you want to make a habit?

When looking at the financial aspect of things, some good habits to learn are:

1. saving
2. spending less
3. shopping with coupons
4. eating out LESS (notice I didn't say NEVER)
5. thrift store shopping
6. buying Christmas gifts ahead of time
7. Opening an IRA
8. Faithfully putting money in your sacvings account
9. Using cash
10. balancing your checkbook

These are just SOME of the wildly popular financial habits that people are diligently trying to make part of their lives. There are many, MANY more and i'd LOVE to hear the ones that are important to you.

The thing is... once you decide what you want to do, you have to have a follow through plan. you can't do too much at one time. you cannot try to complete the list from above in just a matter of a few days. Best thing you can do is think of ONE financial habit you would like to create in your life and go for it. Then once that one is second nature and no longer something that you have to force yourself to do, you can move on to the next one.

So much of financial habits go hand in hand. You can save more when you spend less. You can spend less when you buy things at a thrift store or shop with coupons. You can pay down your debt when you have more money.... AND so on and so forth. Start SOMEWHERE.

Make a new financial habit this month. Start small, and watch your money grow BIG!

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