Baby steps

One thing I have to remember, so I like to remind others, is that everything begins with baby steps. If you are used to eating out every night, shopping like a maniac every weekend, using credit cards for everything and ALWAYS buying the newest and latest whatever... well, you can't quit that all at once.

You have to decide what is important to YOU to stop first. For me it began with eating out. I love to NOT cook. :) I am not a fan of being in the kitchen BUT i began looking through my banking, and Jere's banking and realizing just HOW much we spend going out to eat. When you look at it that way it makes that dreaded to walmart to buy groceries seem not so bad.

Find one thing that you are willing to work on. Don't use your credit card. Or don't go out to eat. Or only shop once a month. Find something small that you KNOW you can manage. If you try them all at once you WILL FAIL! Maybe you keep doing everything you have been doing but decide that having a savings of only $500 bucks is something you'd like.

Start small...and you WILL end big.